Business Checking Accounts
Capitol Bank offers a variety of business checking accounts – one of which is sure to meet the needs of your business.
Free Business Checking Account
Designed for businesses that don’t want to pay fees. Free Business Checking offers:
- No monthly maintenance fee
- 50 free transactions ($0.40 per item over 50)*
- Check Images Not Available
- Features included on all Business Checking Accounts can be found here
Business Checking Account
The best value if your business conducts a limited amount of transactions and you want a low monthly maintenance fee. Business Checking offers:
- $12 monthly maintenance fee
- Images of checks
- 150 free transactions ($0.40 per item over 150)*
- Features included on all Business Checking Accounts can be found here
Corporate Checking Account
A flexible business checking account if you have higher activity needs. Earn credit on your balance to offset some or all of your activity charges. Corporate Checking offers:
- Monthly maintenance fee – $22 (with check images), $20 (without check images)
- Images of checks
- Rates based on tiered balances: 1st tier: under $100,000, 2nd tier: $100,000-$500,000, 3rd tier: above $500,000
- No Transaction Limits – Transactions are charged per instance as outlined in the Comparison Chart.
- Features included on all Business Checking Accounts can be found here
Community Checking Account
Low-cost business checking account for nonprofit businesses that features a unique earnings credit to offset fees and maximize earning potential. Community Checking offers:
- No monthly maintenance fee
- Excess earnings credit goes right to your bottom line*
- Images of checks
- No Transaction Limits – Transactions are charged per instance as outlined in the Comparison Chart.
- Features included on all Business Checking Accounts can be found here
Business Savings & Money Markets
Our business savings account options are designed to help you meet your short-and long-term financial goals.
Organize your business expenses and enjoy worldwide acceptance with a VISA® Business Credit Card.
Using a Capitol Bank VISA® Business Credit Card gives you the ability to separate personal and business expenses.
- Flexibility – Make purchases, pay bills or get cash
- Affordability – Low interest rates for a line of credit
- Convenience – Visa is accepted worldwide
- Security – Multiple layers of protection for you and your money
- Access – View your account online anytime, day or night
Business Loans
We realize each business has unique needs. Our talented and creative bankers have the expertise needed to tailor a business loan package specifically for your business. Capitol Bank prides itself on local Madison, Wisconsin decision making for loan approval.
Business Term Loans
Whether you need funds for equipment leasing, vehicles, a renovation project, or a new building, we offer small business term loans. Learn more
Commercial Real Estate Loans
Commercial real estate loans are available for new construction, acquisition of existing real estate, or refinancing purposes. Learn more
Business Line of Credit
Flexible loans, also called revolving lines, used for short term or seasonal usage. Learn more
SBA Loans
Financing small business in and around Dane County. Learn more
Business Digital Banking
With Business Online Banking, managing your finances is easy. You’ll have access to your accounts any time, from any computer or smartphone with an Internet connection. If you are already enrolled, login at the top of the page.
Enrollment
Contact us to Enroll in Online Banking for business. We’ll get you setup with the modules and user access that make sense for you.
eStatements
Electronic version of your printed statement accessible through Online Banking, with a notification emailed to you every month.
Transfer Funds With ACH
Electronic movement of funds directly to and from your bank account.
Business Bill Pay
Pay all your bills from a single, user-friendly website.
Remote Deposit Capture
Deposit checks directly to your account without leaving your office.
Online Banking - Business
A powerful and secure online banking solution that connects authorized business staff with Capitol Bank no matter where they are. It’s also an important weapon against fraud.
Business Bankers
Our commercial lending team knows the Dane County business landscape. We’re here to be a resource for your business. We will gain a deep understanding of your business needs, big or small, to ensure you're receiving the most appropriate solutions. Contact Us to learn more.
Other Services
Treasury Management
Merchant Card Processing
Payroll Service
Electronic Payment Options
Safe Deposit Boxes