Checking Accounts

Proudly serving our communities of Madison & Verona, Wisconsin, Capitol Bank offers a variety of checking options that are a perfect fit for your needs.

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Personal Checking Accounts

Proudly serving our communities of Madison & Verona, Wisconsin, Capitol Bank offers a variety of checking options that are a perfect fit for your needs.

All our Personal Checking accounts offer:

  • Free Online Banking: Save time by banking securely and conveniently from virtually anywhere.
  • Free Bill Pay: Establish one-time, recurring, and multi-payments. Manage payments with a scheduling calendar, email/text alerts, and category tracking.
  • Free eStatements: Receive electronic statements via email or online banking instead of a physical paper statement in the mail.
  • Free Mobile Banking 1: Conduct banking activities remotely; check balances, transfer funds, deposit checks, find local ATMs, and more.
  • Free Mobile Wallet 1: Make electronic transactions, including payments for goods and services, without the need for physical cash or traditional payment methods like credit or debit cards.
  • Fraud Prevention Text and Email Alerts: Take quick action if fraudulent activity is detected—you’ll be notified of potentially suspicious or unauthorized activities.
  • Free Capitol Bank ATM3:  ATM ACCESS Network
  • No Annual Fee Visa Debit Card2
  • Free Check Safekeeping: Choose to have your canceled checks stored securely by Capitol Bank.

Checking Account Comparison

Comparison Table of Checking Account Products
 

Free Green Checking

Capitol Checking

Capitol Plus Checking

Senior Checking

Description

A free checking account when you establish online banking, eStatements, and monthly direct deposit (or debit card).

An economical account that allows you to take advantage of balances in multiple accounts.

An interest-earning account5 meant for existing customers and those with a Capitol Bank Mortgage.

A checking account with special benefits for customers 62 or better.

Check Imaging     Yes Yes
Monthly Maintenance Fee

No Monthly Maintenance Fee

Monthly Maintenance Fee of $8 plus $.30 per check written and $.30 per ATM withdrawal

Monthly Maintenance Fee of $15 plus $.30 per check written and $.30 per ATM withdrawal

Monthly Maintenance Fee of $10

Fee Waived if:  

$500 in Checking OR  $1,000 in Savings, Money Market or Certificate of Deposit.

$1,000 in Checking
OR $2,000 in Savings, Money Market, or Certificate of Deposit. OR Mortgage of at least $50,000
Enrolled in Direct Deposit
Free Capitol Bank Logo Checks and Cashier’s Checks       Yes

$15 Safe Deposit Box Discount

      Yes

 

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Digital Banking

Digital banking offers the security of traditional banking plus more flexibility.

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Rates

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