Private Banking

Our Private Banking clients enjoy the highest level of service and access to the broadest range of products afforded by Capitol Bank.

Private Banking At Capitol Bank

Our Private Banking relationship is centered on the concept of providing a single point of contact for all your banking needs. We work on your behalf to ensure prompt and efficient personal and business banking services. Specific emphasis is placed on the unique, and often complex, financial needs of our high net worth clients, particularly in lending. For example, Capitol Bank is able to structure unique personal and business loan arrangements for purposes considered unconventional by many banks.

Private Banking Clients have access to business and personal loans.

  • Residential & Refinance Mortgage Loans

  • Owner-Occupied Commercial Real Estate

  • Home Equity Loans & Lines of Credit

  • Vacation & Second Home Real Estate Loans


  • Business Lines of Credit

  • Business Equipment Loans

  • Practice Buy-In Loans

  • Collector Vehicle & RV Loans

  • Watercraft & Airplane Loans


Private Banking Services

The professionals at Capitol Bank Private Banking provide all of the products and banking services of a full-service financial institution. The team operates with the following three guiding principles:

1. We are relationship focused.

  • Serving as your advocate
  • Committed to proactive communication
  • Providing you with an array of banking services

2. We provide access to a team of experts and customized solutions.

  • Providing you with a single point of contact
  • Providing access to experts and local decision makers
  • Creating customized solutions through competitive products and services

3. We assist in facilitating important and unique financial decisions.

  • Assessing your needs and identify your financial goals
  • Assisting with the implementation of your financial plan
  • Monitoring performance and reviewing progress
  • Modifying strategies as necessary

Private Banking Checking

This specialized personal checking account offers unique benefits in addition to our standard checking accounts. When all minimum daily balances are maintained, associated fees are waived for all account features. In addition, you receive a competitive interest rate1.

These special accounts include:

  • Free Bill Pay
  • Free Capitol Bank ATM3
  • No Annual Fee VISA® Debit Card4
  • Safe Deposit Box Discount
  • Free Paper Statements
  • Free eStatements
  • Free Capitol Bank Checks2
  • Free Cashier’s Checks
  • Check Imaging Available

Capitol Bank Private Banking Card

Private Banking Team

The Private Banking team is fostering a local relationship approach to meeting the financial needs of organizations and individual families in Dane County.

Jill Mack
Jill Mack Vice President Private & Commercial Banking 608-836-4132 Email Jill NMLS ID: 553790
Amy Gile-Enge
Amy Gile-Enge Senior Vice President/Mortgage Lending 608-836-4307 Email Amy NMLS ID: 586017
Roshni Kharoliwalla
Roshni Kharoliwalla Relationship Banker/Private Banking Specialist 608-836-4306 Email Roshni NMLS ID: 1264379

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Business Banking Services

We have multiple deposit, loan, and cash management services to support your business.


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