Personal

Checking Accounts

Capitol Bank serves Madison & Verona, Wisconsin and offers a variety of checking options to meet your needs. Choose the account that's right for you!

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A free personal checking account when you establish monthly direct deposit and eStatements.

No Monthly Maintenance Fee
Features included on all Personal Checking Accounts can be found here

This economical personal checking account allows you to take advantage of balances in multiple accounts.

Monthly Maintenance Fee of $8.00 plus $0.30 per check written and $0.30 per ATM withdrawal
Fee Waived if: $500 in Personal Checking OR $1,000 in Personal Savings, Money Market or Certificate of Deposit
Features included on all Personal Checking Accounts can be found here

This interest-earning account lets you put your money to work!

Check Imaging Available
Monthly Maintenance Fee of $15 plus $.30 per check written and $.30 per ATM withdrawal
Fee Waived if: $1,000 in Personal Checking OR $2,000 in Personal Savings, Money Market or Certificate of Deposit OR Mortgage of at least $50,000
Features included on all Personal Checking Accounts can be found here

A personal checking account with special benefits for customers age 62 or better

Check Imaging Available
Free Capitol Bank Logo Checks and Cashier’s Checks
$15.00 Safe Deposit Box Discount
Direct deposit required to waive $10.00 monthly maintenance fee
Features included on all Personal Checking Accounts can be found here

Savings & Investments

A smart savings strategy is the perfect way to achieve your short and long-term goals. We can help.

View Current Rates

Savings Accounts

Certificates of Deposit Learn More

Get the exceptional value, convenience, and reliability of a personal VISA^® Personal Credit Card from Capitol Bank!

Flexibility - make purchases, pay bills, or get cash
Affordability - low interest rates and low or no annual fees
Convenience - Visa is accepted worldwide
Security - multiple layers of protection for you and your money
Access - view your account statement online from our web site

Learn More Apply Now

Personal Loans

Get the consumer/personal loan you desire at a competitive rate. Our simple application process and local decisions make it easy.

Home Equity Loans Learn More

Student Loans Learn More

Personal Loans Learn More

Auto Loans Learn More

Digital Banking

Bank securely from virtually anywhere. We make it simple to manage your account 24/7.

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Call us at 608.836.1616 to enroll in online banking. We’ll collect your account number and personal information to verify your identity.

Electronic version of your printed statement accessible through Online Banking, with a notification emailed to you every month.

The convenience of viewing your account balances, recent transactions, depositing checks, or transferring funds between accounts – all from your mobile phone.

Paying your bills is quicker and easier than ever! Personal Bill Pay allows you to pay all your bills from a single, user-friendly website with just a few clicks of the mouse.

Setup your own alerts based on parameters you decide. An Account Alert that has been fulfilled will generate a message that can be sent to you via email or text message.

Relationship/Retail Banking

Our Relationship Bankers are the main contacts with most of our customers. Learn more about Personal Services.

Bader Beheiri Vice President Retail 608-836-4224 Email Bader NMLS ID: 1098241

Bader Beheiri
Vice President Retail NMLS ID: 1098241
608-836-4224 Email Bader

Bader has over 12 years of experience in all facets of retail banking and branch management. He holds a bachelor’s degree in economics from the University of Wisconsin – Madison and completed the Wisconsin Bankers Association School of Bank Management.

His focus is on developing strong relationships, Bader has a keen ability to recognize obstacles and provide solutions to make banking easier for not only his customers, but also his team. He enjoys volunteering in the community, attending local events, sailing and spending time with his newborn son, family and friends.

Anne Conlin Assistant Vice President Relationship Banking 608-836-4311 Email Anne NMLS ID: 1264283

Anne Conlin
Assistant Vice President Relationship Banking NMLS ID: 1264283
608-836-4311 Email Anne

Anne earned a degree in psychology at Luther College. She joined Capitol Bank in 2009 and has worked in the banking industry for more than 20 years. As an Assistant Vice President Relationship Banking at Capitol Bank, she focuses on providing exceptional service to her personal and business banking customers.

Anne has been involved with Lussier Community Education Center and in reading enrichment programs at local schools. She also volunteers at her church and serves on the board for Girls Stories, Girls Voices. She enjoys spending time with her husband, two children and their extended family. Her favorite activities include walking the dogs and finding good books to read.

John Coughlin Universal Banker 608-836-1616 Email John

John Coughlin
Universal Banker
608-836-1616 Email John

John Coughlin brings a diverse background to Capitol Bank, with experience in freelance film production in Chicago since 2012. Prior to his film career, he worked in retail, territory sales, and account management for several telecom companies. John holds an associate degree in Paralegal Studies from Robert Morris University in Chicago. Originally from Madison, he spent significant time in Southern California and Chicago before returning to Madison last year. John now resides in Middleton with his wife Megan and their two daughters, Charlotte and Margot. In his free time, John enjoys cooking, spending quality time with his daughters, and collecting sneakers.

Sydney Fitzpatrick Universal Banker 608-836-4107 Email Sydney

Sydney Fitzpatrick
Universal Banker
608-836-4107 Email Sydney

Sydney Fitzpatrick graduated from the University of Wisconsin La Crosse with a Bachelor of Science in Finance. She gained valuable experience working as a teller for two years during college. Outside of work, Sydney enjoys spending time at her family cabin, hanging out with friends, and traveling. She has one older sister and one younger brother.

Rene Kaiser Relationship Banker 608-836-4134 Email Rene

Rene Kaiser
Relationship Banker
608-836-4134 Email Rene

Rene joined Capitol Bank in 2019, bringing with her many years of customer service, including experience in the banking industry. As a Universal Banker/Teller Supervisor at Capitol Bank, she specializes in building relationships with her customers and strives to provide customer service that exceeds expectations.

Rene is a native of Southwest Wisconsin and currently lives in Verona. She enjoys spending time with her family and “four-legged kids,” whom she takes for walks frequently. She also enjoys reading, traveling and spending time outdoors in summer.

Roshni Kharoliwalla Relationship Banker/Private Banking Specialist 608-836-4306 Email Roshni NMLS ID: 1264379

Roshni Kharoliwalla
Relationship Banker/Private Banking Specialist NMLS ID: 1264379
608-836-4306 Email Roshni

Roshni received a bachelor’s degree in business administration from UW-Whitewater. Prior to becoming a Relationship Banker at Capitol Bank, she worked as a financial advisor. Outside of the office, Roshni is the founder and owner of ZoRosh LLC, which supports and empowers Zoroastrian women in India, and volunteers at her children’s school.

Born and raised in India, Roshni moved to the U.S. in 2005. She likes to be active and has completed many running events, including the Color Run, Madison Half Marathon and Mumbai Half Marathon. She enjoys traveling, watching movies, and engaging in outdoor activities with her husband and two daughters.

Jacob Marks Universal Banker 608-836-1616 Email Jacob

Jacob Marks
Universal Banker
608-836-1616 Email Jacob

Jacob Marks started his career in banking as a teller during his senior year of high school and continued in this role for the next three summers. He also gained experience as a leasing consultant for two summers at an apartment complex. Jacob holds a B.S. in Business Administration from the University of Wisconsin - Stout. He has received several accolades, including the Herb Kohl Initiative Award, Excel Certification, SAP ERP Certification, and the Madison Rotary Scholarship. During college, he held the executive board position of Sergeant at Arms in his fraternity and later served as Alumni Historian and Fundraising Chair for two years. Additionally, Jacob was an Orientation Leader for two consecutive years. One of five siblings, he enjoys hiking, traveling, and spending time with his family trying new things.

Joe Matyas Universal Banker 608-836-1616 Email Joe

Joe Matyas
Universal Banker
608-836-1616 Email Joe

Joe Matyas is new to banking but brings a unique background as a professional actor and teaching artist. He has performed and trained creative artists in New York, Philadelphia, and Chicago. Joe holds a BFA in Theatre Arts from the University of the Arts. He is involved in the community as a teaching artist at the Children's Theater of Madison and a volunteer at the Goodman Community Center. An avid golfer and hiker, Joe loves outdoor adventures and enjoying live performances in the Madison area.

LaChelle Tabbert Senior Universal Banker 608-836-4240 Email LaChelle NMLS ID: 2128867

LaChelle Tabbert
Senior Universal Banker NMLS ID: 2128867
608-836-4240 Email LaChelle

LaChelle has completed several programs and courses, including the 16-week Money & Banking course through the American Bankers Association and, most recently, the Advanced IRA Workshop. As a Senior Universal Banker at Capitol Bank, she works closely with business bankers and their customers, lending her organizational skills, attention to detail, and love of learning something new to build relationships with her customers.

LaChelle lives in Monona. She has two adults sons and a granddaughter. She loves cleaning (seriously!), organizing and putting together puzzles. She has been to more than 50 concerts and has seen more than a dozen comedians.

Caitlin Timms Senior Universal Banker 608-836-4214 Email Caitlin

Caitlin Timms
Senior Universal Banker
608-836-4214 Email Caitlin

Caitlin is a graduate of Missouri State University. She received deposit compliance, personal banking, and principles of banking certificates from the Wisconsin Bankers Association as well as a supervisor/team leader certificate from the American Bankers Association. As a Senior Universal Banker at Capitol Bank, she works closely with all departments, leveraging her expansive knowledge of the bank’s diverse account types.

In the community, Caitlin serves as an ambassador for the Sun Prairie Chamber of Commerce and as a member of RISE Young Professionals. She lives in Sun Prairie with her three cats. Her hobbies include reading, crocheting, exploring Wisconsin, traveling, cooking and gardening.

Zach Wienke Retail Operations & Service Manager 608-836-4248 Email Zach

Zach Wienke
Retail Operations & Service Manager
608-836-4248 Email Zach

With a well-rounded background in teller services, consumer lending, and branch management, Zach Wienke brings over four years of experience to his role as Retail Operations & Service Manager. A graduate of UW-La Crosse with a degree in finance, Zach is dedicated to ensuring operational excellence and enhancing customer satisfaction across all branch locations. Known for his approachable and supportive leadership style, he oversees a team of Tellers and Universal Bankers, providing guidance on audits, policies, and procedures, and is a key resource for branch operations and customer interactions.

Beyond work, Zach enjoys weekends watching the Packers, golfing, playing poker, and spending quality time with friends and family.

Jordyn Woodcock Universal Banker 608-836-4107 Email Jordyn

Jordyn Woodcock
Universal Banker
608-836-4107 Email Jordyn

Jordyn received a degree in English communications with a focus on marketing and editing from Armstrong Atlantic State University. An avid learner, she continues to grow in her role as a Universal Banker at Capitol Bank, where she leverages her knack for being personable, friendly and patient.

Jordyn lives in Verona with her husband and their husky. Her hobbies include reading thriller/suspense novels (and just about anything else), taking spin classes and exploring/traveling.

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Personal

Checking Accounts

Free Green Checking Account

Capitol Checking Account

Capitol Plus Checking Account

Senior Checking Account

Savings & Investments

Get the exceptional value, convenience, and reliability of a personal VISA^® Personal Credit Card from Capitol Bank!

Personal Loans

Digital Banking

Enrollment

eStatements

Mobile Banking

Online Bill Pay