Loans

Get the money you need.

Our simple application process and local decisions make it easy to get the consumer/personal loan you desire at a competitive rate.

Personal Loans

Get the money you need. We offer a variety of consumer loans at competitive rates. The application process for our personal loans couldn’t be easier, and we make local Madison decisions.

Apply Now

Auto Loans

Get behind the wheel of your new car in no time with our easy application process and quick turnaround time. Whether you’re purchasing a new vehicle or want to save money by refinancing your existing auto loan, Capitol Bank offers a variety of terms and rates to meet your needs.

Apply Now

Wherever you are in your higher education, get the money you need for school. Student loans from Capitol Bank in partnership with Sallie Mae^®could help!

Sallie Mae^® student loans are designed for the needs of all types of students.

Competitive interest rates
Multiple repayment options
No origination fees; no prepayment penalty¹

Get Started Here

*Borrow responsibly. We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for college. Students and families should evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a private student loan. These loans are made by Sallie Mae Bank. Capitol Bank is not the creditor for these loans and is compensated by Sallie Mae for the referral of loan customers. Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply. Click here for additional eligibility information about each product. ¹Although we do not charge a penalty or fee if you prepay your loan, any prepayment will be applied as outlined in your promissory note—first to Unpaid Fees and costs, then to Unpaid Interest, and then to Current Principal. SALLIE MAE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES, AND BENEFITS AT ANY TIME WITHOUT NOTICE.

Home Equity

Learn more about the benefits of a home equity loan or line of credit from Capitol Bank. It’s a smart way to tap into your valuable asset.

Home Equity Loan

Your loan is funded in a lump sum.
Interest payments may be tax-deductible.
Enjoy the security of a fixed rate.
Great for large, one-time purchases, medical bills, debt consolidation.

Home Equity Line of Credit

Borrow what you need when you need it.
This is a revolving line—as you pay down your line, the funds become available to draw upon again.
Interest payments may be tax-deductible.
Great for home remodeling projects, periodic expenses like college tuition, and debt consolidation.

HELOCs

To learn more about a home equity loan or line of credit, contact a Mortgage Banker or call (608) 836-1616.
Consult your tax adviser on interest deductibility.

Mortgage Options