We believe in the community we serve and turn possibility into reality.

Get the money you need.

Our simple application process and local decisions make it easy to get the consumer/personal loan you desire at a competitive rate.

Personal Loans

Get the money you need. We offer a variety of consumer loans at competitive rates. The application process for our personal loans couldn’t be easier, and we make local Madison decisions.

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Auto Loans

Get behind the wheel of your new car in no time with our easy application process and quick turnaround time. Whether you’re purchasing a new vehicle or want to save money by refinancing your existing auto loan, Capitol Bank offers a variety of terms and rates to meet your needs.

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Wherever you are in your higher education, get the money you need for school. Student loans from Capitol Bank in partnership with Sallie Mae® could help!

Sallie Mae® student loans are designed for the needs of all types of students.

  • Competitive interest rates
  • Multiple repayment options
  • No origination fees; no prepayment penalty1


Get Started Here

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Home Equity

Learn more about the benefits of a home equity loan or line of credit from Capitol Bank. It’s a smart way to tap into your valuable asset.

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Home Equity Loan

  • Your loan is funded in a lump sum.
  • Interest payments may be tax-deductible.
  • Enjoy the security of a fixed rate.
  • Great for large, one-time purchases, medical bills, debt consolidation.


Home Equity Line of Credit

  • Borrow what you need when you need it.
  • This is a revolving line—as you pay down your line, the funds become available to draw upon again.
  • Interest payments may be tax-deductible.
  • Great for home remodeling projects, periodic expenses like college tuition, and debt consolidation.



To learn more about a home equity loan or line of credit, contact a Mortgage Banker or call (608) 836-1616.
Consult your tax adviser on interest deductibility.

Mortgage Options


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Mortgage Loans

Capitol Bank offers several mortgage loan options for your unique needs.


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Help Center

Visit our Help Center for documents, quick links and resources to get quick answers to your questions.

Help Center

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Personal Banking Services

From checking, savings or credit cards, Capitol Bank is here and ready to help.


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