Loans

We believe in the community we serve and turn possibility into reality.

Get the money you need.

Our simple application process and local decisions make it easy to get the consumer/personal loan you desire at a competitive rate.

Personal Loans

Get the money you need. We offer a variety of consumer loans at competitive rates. The application process for our personal loans couldn’t be easier, and we make local Madison decisions.

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Auto Loans

Get behind the wheel of your new car in no time with our easy application process and quick turnaround time. Whether you’re purchasing a new vehicle or want to save money by refinancing your existing auto loan, Capitol Bank offers a variety of terms and rates to meet your needs.

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Wherever you are in your higher education, get the money you need for school. Student loans from Capitol Bank in partnership with Sallie Mae® could help!

Sallie Mae® student loans are designed for the needs of all types of students.

  • Competitive interest rates
  • Multiple repayment options
  • No origination fees; no prepayment penalty1

 

Get Started Here

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Home Equity

Learn more about the benefits of a home equity loan or line of credit from Capitol Bank. It’s a smart way to tap into your valuable asset.

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Home Equity Loan

  • Your loan is funded in a lump sum.
  • Interest payments may be tax-deductible.
  • Enjoy the security of a fixed rate.
  • Great for large, one-time purchases, medical bills, debt consolidation.

 

Home Equity Line of Credit

  • Borrow what you need when you need it.
  • This is a revolving line—as you pay down your line, the funds become available to draw upon again.
  • Interest payments may be tax-deductible.
  • Great for home remodeling projects, periodic expenses like college tuition, and debt consolidation.

 

HELOCs

To learn more about a home equity loan or line of credit, contact a Mortgage Banker or call (608) 836-1616.
Consult your tax adviser on interest deductibility.

Mortgage Options

 

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Mortgage Loans

Capitol Bank offers several mortgage loan options for your unique needs.

Mortgages

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Help Center

Visit our Help Center for documents, quick links and resources to get quick answers to your questions.

Help Center

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Personal Banking Services

From checking, savings or credit cards, Capitol Bank is here and ready to help.

Personal

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