Term Loans for Your Business
The term loans we provide are easy to understand. We give you the investment you need and you pay it back in installments over the term of the loan. Our professional bankers will spend time with you to learn your goals and financial situation so we can tailor the terms to meet your needs.
As a community bank, we are committed to supporting local business owners.
Benefits of a Term Loan
A business term loan can be used for various business solutions such as buying a vehicle, improving your office, or upgrading equipment.
Business Term Loan Advantages:
- Payment structures are set so you’re able to budget and manage cash flow.
- The money borrowed with business term loans can be used for a wide variety of business needs.
- Lower monthly payments and longer payment terms than short-term loans.
Not all term loans are the same. Dependent on your business situation (credit, cash flow, revenue, growth needs, etc.) there are different types of term loans available from Capitol Bank. We spend time to get to know you, ensuring you get a business term loan that benefits your Madison area business, and can be paid back predictably.
Business Term Loans Uses:
- Business Recapitalization
- Equipment
- Owner’s Equity Financing
- Single Purpose Bridge Financing
- Vehicles
Commercial Lenders
Our commercial lending team knows the Dane County business landscape. We’re here to be a resource for your business. We will gain a deep understanding of your business needs, big or small, to ensure you are receiving the most appropriate solutions.
Why Choose Capitol Bank
EXPERIENCE
We’ve been offering business term loans for the entirety of our 28+ year history in Madison and Dane County. Our professional, friendly Commercial Lenders understand your particular industry and can assist in guiding you through the process of funding your business’s growth.
LOCAL DECISION MAKERS
As an independent local Madison owned community bank, you’ll have a relationship with the individuals managing your business term loan. You’re more than a number in our system. You are a member of the Greater Dane County and surrounding community. That means that your success is our success.
INCENTIVE STRUCTURE
Our Commercial Lenders are not paid on commission. Yes, they have annual goals. However, their incentive is building long-term relationships not acquiring loans for short term profits. This means they’re motivated to get to know you and your business and build a relationship based on trust and mutual understanding.
DEDICATED TEAM
Our Commercial Lenders manage our clients. Unlike some lending organizations, we don’t pass our relationships off to inexperienced staff who know you only on paper. You’ll have a dedicated team including the Commercial Lender as your key contacts from the onset of our relationship.
