Your Local Bank You Can Trust!

5 Star Rating – Superior by Bauer Financial

A Top 200 Healthiest Bank in the U.S. by

Click here to discover peace of mind with Capitol Bank today!



Capitol Bank is your full-service financial partner in Madison and Verona, Wisconsin. No matter where you are in your financial life we offer an array of products and services that make sense for you, including – private banking, personal checking, savings accounts, loans & credit cards.


A successful business requires a strong financial partner, and at Capitol Bank we’re committed to keeping Madison moving forward by providing products and services that make sense for your business. Our business services include commercial lending, business checking, savings accounts, loans & credit cards.


We offer a variety of mortgage and home equity loans for your unique needs. Our experienced mortgage lenders will walk you through each step of the process, whether you’re looking for a 30 year fixed mortgage, the best mortgage rates, or to refinance a mortgage.

What’s New

We are named a 5-Star Bank again in 2023!
Check out the latest happenings from within our locations and community.
Bank Locally HSA OfferAnnouncementsPersonal BankingProductsPromotions
January 16, 2024

Bank Locally with a 1.50% APY* HSA

To Get Started: OR Call 608.440.8086 *This 1.50% Annual Percentage Yield (APY) Health Savings Account (HSA) offer is available for new accounts only. Accounts must be opened with Capitol Bank…
Tammy Fanning - AVP Treasury Management - Capitol Bank HeadshotFBAnnouncementsBusiness BankingCommercial LendingCommunity InvolvementPromotions
January 5, 2024

Capitol Bank Announces Tammy Fanning as AVP, Treasury Management and Business Development

Capitol Bank Announces Tammy Fanning as AVP, Treasury Management and Business Development Madison, WI (January 2024): Ami Myrland, Executive Vice President / CFO of Capitol Bank, is pleased to announce…
AnnouncementsPersonal BankingProductsSecurity
January 5, 2024

SecureNow – Security Update Coming January 16th. 

Security and protection are vital features when it comes to banking.   On January 16th, Capitol Bank will be launching a new security feature that will integrate stronger cybersecurity protections to…
Online Banking at Capitol Bank

We have a variety of products that give you control of your finances.

We value face-to-face relationships with our customers. But we also recognize the importance of accessing your financial information, managing payments, transferring and depositing funds away from the physical bank. Take a look at the products we’ve cultivated to give you control.
ClickSWITCH Screenshot Web

Your Flexible Business Partner

We hear time and again from our business customers that they were lost in the crowd at their previous banks. At Capitol Bank we serve  Madison and Verona, Wisconsin with a small team of passionate professionals that know our customers by name.
“Quality in a product or service is not what you put into it. It’s what the customer gets out of it. I strive for simplicity and flexibility in serving our customers.”

– Kari Harpold, NMLS#1253622

Capitol Bank is a local, Madison owned, full-service financial institution.

Our Philosophy

We know that to succeed in the highly competitive world of banking, we must not just say we’re different – we must prove it by consistently delivering high-quality service that is better than our competitors.

Our Difference

We feel confident that you will find value in our products and services.

We listen and learn. Your financial well-being is important to us.

Our Mortgage Team is ready to walk you through the process.

Apply Now

We value relationships and believe in knowing our customers’ names.