Personal Savings & Money Market Accounts
A smart savings strategy is the perfect way to achieve your short and long-term goals. We can help.
Our Savings Accounts offer:
- Free Online Banking
- Free Mobile Banking
- Free eStatements
Savings Account Comparison
| Capitol Savings | Cappy "Minor" Savings | Money Market | |
|---|---|---|---|
| Description | Our standard savings account | A savings account designed especially for the kids | An interest-bearing account based on current interest rates |
| Minimum Opening Deposit |
$100 |
None |
$100 |
| Minimum Daily Balance to Waive Monthly Maintenance Fee |
$200 |
None | $2,500 |
| Monthly Maintenance Fee, if Below Required Balances | $5 | None | $15 |
| Interest | Compounded and credited quarterly based on average daily balance; Variable interest rate | Compounded and credited quarterly based on average daily balance; Variable interest rate |
Rates based on tiered balances 1st tier: under $25,000 2nd tier: $25,000 and above Interest compounded and credited monthly; Variable Interest rate |
| Statements | Quarterly statements; Monthly, if combined with a checking account | Quarterly statements; Monthly, if combined with a checking account | Monthly |
