Personal Savings & Money Market Accounts
A smart savings strategy is the perfect way to achieve your short and long-term goals. We can help.
Our Savings Accounts offer:
- Free Online Banking
- Free Mobile Banking
- Free eStatements
Savings Account Comparison
Capitol Savings | Cappy "Minor" Savings | Money Market | |
---|---|---|---|
Description | Our standard savings account | A savings account designed especially for the kids | An interest-bearing account based on current interest rates |
Minimum Opening Deposit |
$100 |
None |
$100 |
Minimum Daily Balance to Waive Monthly Maintenance Fee |
$200 |
None | $2,500 |
Monthly Maintenance Fee, if Below Required Balances | $5 | None | $15 |
Interest | Compounded and credited quarterly based on average daily balance; Variable interest rate | Compounded and credited quarterly based on average daily balance; Variable interest rate |
Rates based on tiered balances 1st tier: under $25,000 2nd tier: $25,000 and above Interest compounded and credited monthly; Variable Interest rate |
Statements | Quarterly statements; Monthly, if combined with a checking account | Quarterly statements; Monthly, if combined with a checking account | Monthly |
Local Lenders
The Capitol Bank team focuses on meeting your business, mortgage, personal and commercial banking needs.
Personal Banking Services
From checking, savings or credit cards, Capitol Bank is here and ready to help.