Savings & Money Markets

A smart savings strategy is the perfect way to achieve your short and long-term goals. We can help.

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Personal Savings & Money Market Accounts

A smart savings strategy is the perfect way to achieve your short and long-term goals. We can help.

Our Savings Accounts offer:

  • Free Online Banking
  • Free Mobile Banking
  • Free eStatements

Savings Account Comparison

Comparison table of personal savings and money market accounts
  Capitol Savings Cappy "Minor" Savings Money Market
Description Our standard savings account A savings account designed especially for the kids An interest-bearing account based on current interest rates
Minimum Opening Deposit

$100

None

$100

Minimum Daily Balance to Waive Monthly Maintenance Fee

$200

None $2,500
Monthly Maintenance Fee, if Below Required Balances $5 None $15
Interest Compounded and credited quarterly based on average daily balance; Variable interest rate Compounded and credited quarterly based on average daily balance; Variable interest rate

Rates based on tiered balances

1st tier: under $25,000

2nd tier: $25,000 and above

Interest compounded and credited monthly; Variable Interest rate

Statements Quarterly statements; Monthly, if combined with a checking account Quarterly statements; Monthly, if combined with a checking account Monthly

 

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Local Lenders

The Capitol Bank team focuses on meeting your business, mortgage, personal and commercial banking needs.

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Personal Banking Services

From checking, savings or credit cards, Capitol Bank is here and ready to help.

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Reorder Checks

Reorder checks with ease. Order online or call 1-800-252-3414.

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