Business Savings & Money Markets

We offer flexible savings options to optimize your surplus cash and elevate your business.

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Applying is easy - Give us a call, email us or walk into your local office.

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Business Savings and Money Market Accounts

Leverage current market conditions and earn higher interest as your average balance increases. All Savings and Money Market Accounts enjoy unlimited transfers/withdrawals1 and free2 Online and Mobile Banking for 24/7 account access.

The Benefits of Our Business Savings and Money Market Accounts

  • Community Investment: Capitol Bank is fundamentally committed to supporting our communities. By ensuring your business’s success, we can contribute to the greater good together.
  • Expert Financial Advice: Gain valuable insights from our team of friendly, experienced business banking professionals.
  • Banker Access: Enjoy the unparalleled availability of our bankers for your inquiries or emergencies. We’re here to help.
  • Tailored Account Solutions: When you choose Capitol Bank, you're selecting a partner that goes the extra mile to support your success by addressing the unique needs of your business.

Business Savings & Investment Account Comparison

Our Business Savings and Investment accounts offer enough flexibility and competitive rates to serve your needs.

Comparison table for Business Savings Accounts
  Capitol Business Savings Community Savings Business Money Market
Description Receive competitive interest rates and avoid a monthly maintenance fee with a low minimum balance requirement This is a savings account designed for nonprofit businesses with a low minimum balance requirement This variable-rate account for all businesses offers limited check writing and a competitive market rate of interest
Minimum Opening Deposit $200 $200 $200

Minimum Daily Balance to Waive Fee

$200 $200 $2,500

Monthly Maintenance Fee

$5 $5 $15
Interest Compounded and credited quarterly based on average daily balance. Variable interest rate

Rates based on tiered balances

1st tier: under $10,000

2nd tier: $10,000 and above

Interest compounded and credited quarterly; Variable Interest rate

Rates based on tiered balances

1st tier: under $25,000

2nd tier: $25,000 and above

Interest compounded and credited monthly; Variable Interest rate

Free eStatements1

(paper statements $4 per month, per statement)
Monthly Monthly Monthly


Business Bankers

Our commercial lending team knows the Dane County business landscape. We’re here to be a resource for your business. We will gain a deep understanding of your business needs, big or small, to ensure you are receiving the most appropriate solutions. Contact Us to learn more.

Tammy Fanning
Tammy Fanning AVP Treasury Management & Business Development 608-836-4225 Email Tammy
Kari Harpold
Kari Harpold Treasury Management Officer 608-836-4114 Email Kari NMLS ID: 1253622
Michael Johnston
Michael Johnston Senior Vice President Commercial Lender 608-836-4334 Email Michael
Jill Mack
Jill Mack Vice President Private & Commercial Banking 608-836-4132 Email Jill NMLS ID: 553790
Troy Mitchell
Troy Mitchell Senior Vice President Commercial Lender 608-836-4241 Email Troy
David Robbins
David Robbins Market President-East 608-836-4331 Email David
Matt Roegner
Matt Roegner Senior Vice President Commercial Lender 608-836-4333 Email Matt

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Business Banking Services

We have multiple deposit, loan, and cash management services to support your business.


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Explore our competitive rates or request a personalized quote.

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