All of our Business Checking Accounts offer the following

Mobile Banking 1
Free Access to Select Wisconsin ATMs2 ATM ACCESS Network

Free Online Banking
Free Monthly eStatements3
Visa® Business Credit4 & Debit5 Cards Available
 Free Business CheckingBusiness CheckingCorporate CheckingCommunity Checking
Designed for businesses that don’t want to pay feesThe best value if your business conducts a limited amount of transactions and you want a low monthly maintenance feeA flexible account if you have higher activity needs. Earn credit on your balance to offset some or all of your activity chargesLow-cost checking account for nonprofit businesses that features a unique earnings credit to offset fees and maximize earning potential
Monthly Maintenance FeeNone$12$22 (with check images)
$20 (without check images)
Interest/Earnings Credit Available6NoneNoneRates based on tiered balances:
1st tier: under $100,000
2nd tier: $100,000-$500,000
3rd tier: above $500,000
Excess earnings credit goes right to your bottom line6
Check ImagesNot availableAvailable
Transaction Limits7First 50 free per statement cycle, then $0.40 per itemFirst 150 free per statement cycle, then $0.40 per itemNo Transaction Limits - Transactions are charged per instance as outlined below for both of these accounts.
Debits - Checks / Paper $0.25, Electronic $0.15
Credits - Deposit $0.60, Electronic $0.30
Deposited Items - On-Us $0.15, Transit $0.15, Cash $0.07 per 100 bills

Additional Account Information:
All checking accounts require a minimum of $200 to open. Upon closing, applicable minimum balance requirements and maintenance fees will apply. 1 Message, data rates, and other fees may apply. 2 Free unlimited Capitol Bank ATM transactions up to your available balance; owner of non-Capitol Bank ATMs may charge a fee. 3 Multiple accounts can be combined onto one statement monthly, per customer’s request. (paper statements $4/month per statement) 4 Subject to credit approval. 5 Subject to bank approval.  6 Earnings credit to offset fees is calculated each month on the average collected balance less a 10% reserve requirement. The variable earnings credit rate is based on the 90-day Treasury Bill rate as guidance. 7 A transaction includes deposits and other credits, checks paid and other debits, ACH and deposited items. For additional details about deposit accounts, please refer to the Deposit Account Sheet, current Deposit Rate Sheet or Fee Schedule. All of these resources are available at any Capitol Bank office.


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Call your personal banker or Deluxe at 1-800-252-3414.


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