1. Open an Account with Capitol Bank

Establish the account that will be most convenient for you to conduct your banking. You can open a Free Green Checking or Savings Account entirely online.

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2. Stop using your previous checking account

Make certain all your checks have cleared at the institution where you have been banking, ensuring that you have funds to cover any automatic payments that may be made from your account. We generally recommend 1-2 months of overlap to ensure everything has properly transitioned.

3. Change your Direct Deposit

A direct deposit is any payment that you receive from a person or organization directly into your account. These include payroll direct deposits, government direct deposits (Social Security, Disability, etc.) and dividend direct deposits from investment accounts. Use the checklist below to organize the transfer of direct deposits to your new account using ClickSWITCH™.

4. Update Automatic Payments

An automated payment (or ACH) is a regular, ongoing payment that is initiated from your Capitol Bank account, such as a monthly insurance bill, utility payment or automobile loan payment. Use the checklist below to organize the transfer of your automatic payments to your new account using ClickSWITCH™.

5. Close your previous checking account

Send a written notice to your bank that you are closing your account and wish to transfer your funds to Capitol Bank. You may also be able to close your account online. Check with your current bank to confirm the simplest method, or give us a call and we’ll help.

Enroll in Digital Banking

Check account balances, transfer funds, deposit checks, pay your bills, and transfer funds to other individuals…all through your desktop, tablet, or mobile device. We offer a variety of products to get your financials under control.