5 Easy Steps
Making the switch to Capitol Bank doesn’t have to be a laborious undertaking. We’ve provided a few steps below to get you started, along with ClickSWITCH™, it’s a breeze. We’re more than happy to walk through the process with you as well.
2. Stop using your previous checking account
Make certain all your checks have cleared at the institution where you have been banking, ensuring that you have funds to cover any automatic payments that may be made from your account. We generally recommend 1-2 months of overlap to ensure everything has properly transitioned.
3. Change your Direct Deposit
A direct deposit is any payment that you receive from a person or organization directly into your account. These include payroll direct deposits, government direct deposits (Social Security, Disability, etc.) and dividend direct deposits from investment accounts. Use the checklist below to organize the transfer of direct deposits to your new account using ClickSWITCH™.
4. Update Automatic Payments
An automated payment (or ACH) is a regular, ongoing payment that is initiated from your Capitol Bank account, such as a monthly insurance bill, utility payment or automobile loan payment. Use the checklist below to organize the transfer of your automatic payments to your new account using ClickSWITCH™.
5. Close your previous checking account
Send a written notice to your bank that you are closing your account and wish to transfer your funds to Capitol Bank. You may also be able to close your account online. Check with your current bank to confirm the simplest method, or give us a call and we’ll help.Sample Letter
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